.Union Money Management Administrator Nirmala Sitharaman3 min read through Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Official Nirmala Sitharaman declared that the federal government intends to open up over 30 million new PMJDY accounts throughout 2024-25.Briefing press reporters, Sitharaman unveiled that since August 14, 2024, a total amount of 531.3 million Jan-Dhan profiles have actually levelled due to the fact that the scheme's launch a decade back, with an increasing deposit remainder of Rs 2.3 mountain.The common difference per profile has actually enhanced from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. About 80 percent of these profiles are actually presently energetic." PMJDY has actually participated in a critical duty throughout the global, specifically for girls," pointed out Sitharaman.Even with the allowance for zero harmony and the lack of a minimum balance criteria, merely 8.4 per cent of the profiles sustain an absolutely no balance. The system has actually been particularly reliable in rural as well as semi-urban locations, where 66.6 percent of the profiles are located.Since August 14, 2024, women account holders work with 55.6 per-cent of the complete profiles, totaling up to 295.6 million accounts, according to the Ministry of Money management.
Currently, 99.95 per cent of all resided towns possess financial locations readily available within a 5-kilometre span via numerous touchpoints, including bank branches, automated teller devices, financial reporters, and India Article Settlements Banking Company.Since August 14, 2024, there more than 1.73 billion operative CASA (bank account savings account) profiles in the nation, consisting of greater than 530 million personnel PMJDY accounts.Pertaining to social surveillance programs, Sitharaman highlighted that over 200 thousand advancing enrolments have actually delivered life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly superior of Rs 436.In addition, over 450 million collective enrolments have delivered one-year unexpected cover of Rs 2 lakh (for death or even long-lasting total disability) and Rs 1 lakh (for irreversible partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, with a fee of Rs twenty yearly.The Atal Pension plan Yojana has actually registered over 68 thousand subscribers.In relations to credit-linked programs, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 million cumulative finances amounting to Rs 29.93 mountain (as of July 12, 2024) have actually been actually allowed to supply collateral-free institutional financing to micro and local business devices approximately Rs 10 lakh for income-generating activities.Under the Stand India Plan, 236,000 advancing lendings totalling Rs 53,609 crore (since July 15, 2024) have actually been actually approved to Planned Caste, Scheduled Group, and also females business people for putting together greenfield projects.Additionally, the Pradhan Mantri SVANidhi program has actually allowed financings worth Rs 12,630 crore to 6.52 million road merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit balance of Rs 2.3 trillion.u00b7 There end 1.73 billion personnel CASA accounts.u00b7 Women account holders comprise 55.6% of total profiles.1st Published: Aug 27 2024|9:37 PM IST.